Preparing for a working holiday in Korea involves several steps, and securing the right insurance is crucial. This guide covers the essential Korean vocabulary and phrases you’ll need to discuss, inquire about, and manage your working holiday insurance (워킹홀리데이보험 – weo-king-hol-li-de-i bo-heom) effectively while in Korea.
Table Of Content
Core Expression
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Expression: 워킹홀리데이보험
Pronunciation: weo-king-hol-li-de-i bo-heom
Meaning: Working Holiday Insurance
Key Vocabulary
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Expression: 보험
Pronunciation: bo-heom
Meaning: Insurance -
Expression: 워킹홀리데이
Pronunciation: weo-king-hol-li-de-i
Meaning: Working Holiday -
Expression: 신청하다
Pronunciation: sin-cheong-ha-da
Meaning: To apply -
Expression: 보험료
Pronunciation: bo-heom-ryo
Meaning: Insurance premium -
Expression: 보장 내용
Pronunciation: bo-jang nae-yong
Meaning: Coverage details -
Expression: 보험금 청구
Pronunciation: bo-heom-geum cheong-gu
Meaning: Insurance claim -
Expression: 병원
Pronunciation: byeong-won
Meaning: Hospital -
Expression: 사고
Pronunciation: sa-go
Meaning: Accident -
Expression: 질병
Pronunciation: jil-byeong
Meaning: Illness / Sickness -
Expression: 보험 증서
Pronunciation: bo-heom jeung-seo
Meaning: Insurance certificate / policy document -
Expression: 만기일
Pronunciation: man-gi-il
Meaning: Expiration date -
Expression: 상담
Pronunciation: sang-dam
Meaning: Consultation
Asking About Insurance
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Expression: 워킹홀리데이보험에 대해 문의하고 싶습니다.
Pronunciation: weo-king-hol-li-de-i-bo-heom-e dae-hae mun-ui-ha-go sip-seum-ni-da.
Meaning: I would like to inquire about working holiday insurance. -
Expression: 어떤 종류의 워킹홀리데이보험이 있나요?
Pronunciation: eo-tteon jong-ryu-ui weo-king-hol-li-de-i-bo-heom-i it-na-yo?
Meaning: What types of working holiday insurance are available? -
Expression: 워킹홀리데이보험 가입 절차가 어떻게 되나요?
Pronunciation: weo-king-hol-li-de-i-bo-heom ga-ip jeol-cha-ga eo-tteo-ke doe-na-yo?
Meaning: What is the application process for working holiday insurance? -
Expression: 보험료는 얼마인가요?
Pronunciation: bo-heom-ryo-neun eol-ma-in-ga-yo?
Meaning: How much is the insurance premium? -
Expression: 신청 시 필요한 서류가 무엇인가요?
Pronunciation: sin-cheong si pil-yo-han seo-ryu-ga mu-eot-in-ga-yo?
Meaning: What documents are required for the application? -
Expression: 온라인으로 신청할 수 있나요?
Pronunciation: on-la-in-eu-ro sin-cheong-hal su it-na-yo?
Meaning: Can I apply online? -
Expression: 보험 가입 조건이 있나요?
Pronunciation: bo-heom ga-ip jo-geon-i it-na-yo?
Meaning: Are there any eligibility requirements for the insurance? -
Expression: 한국 도착 후에 가입할 수 있나요?
Pronunciation: han-guk do-chak hu-e ga-ip-hal su it-na-yo?
Meaning: Can I sign up after arriving in Korea? -
Expression: 보험 상담을 받고 싶습니다.
Pronunciation: bo-heom sang-dam-eul bat-go sip-seum-ni-da.
Meaning: I would like to receive an insurance consultation. -
Expression: 외국인도 가입 가능한가요?
Pronunciation: oe-gug-in-do ga-ip ga-neung-han-ga-yo?
Meaning: Can foreigners also sign up? -
Expression: 보험 약관을 설명해 주시겠어요?
Pronunciation: bo-heom yak-gwan-eul seol-myeong-hae ju-si-ge-sseo-yo?
Meaning: Could you explain the insurance terms and conditions?
Discussing Coverage and Claims
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Expression: 이 보험은 무엇을 보장하나요?
Pronunciation: i bo-heom-eun mu-eo-seul bo-jang-ha-na-yo?
Meaning: What does this insurance cover? -
Expression: 병원 치료비도 보장되나요?
Pronunciation: byeong-won chi-ryo-bi-do bo-jang-doe-na-yo?
Meaning: Are hospital treatment costs covered? -
Expression: 상해와 질병 모두 보장되나요?
Pronunciation: sang-hae-wa jil-byeong mo-du bo-jang-doe-na-yo?
Meaning: Does it cover both injury and illness? -
Expression: 보험금을 청구하려면 어떻게 해야 하나요?
Pronunciation: bo-heom-geum-eul cheong-gu-ha-ryeo-myeon eo-tteo-ke hae-ya ha-na-yo?
Meaning: How do I make an insurance claim? -
Expression: 사고가 났을 때 연락처가 어디인가요?
Pronunciation: sa-go-ga na-sseul ttae yeol-lak-cheo-ga eo-di-in-ga-yo?
Meaning: What is the contact number in case of an accident? -
Expression: 보험금 청구 시 필요한 서류는 무엇인가요?
Pronunciation: bo-heom-geum cheong-gu si pil-yo-han seo-ryu-neun mu-eot-in-ga-yo?
Meaning: What documents are needed when filing a claim? -
Expression: 보험금 지급까지 얼마나 걸리나요?
Pronunciation: bo-heom-geum ji-geup-kka-ji eol-ma-na geol-li-na-yo?
Meaning: How long does it take for the insurance payment to be processed? -
Expression: 치과 치료는 보장 대상인가요?
Pronunciation: chi-gwa chi-ryo-neun bo-jang dae-sang-in-ga-yo?
Meaning: Is dental treatment covered? -
Expression: 보험 적용이 안 되는 경우도 있나요?
Pronunciation: bo-heom jeog-yong-i an doe-neun gyeong-u-do it-na-yo?
Meaning: Are there cases where the insurance does not apply? -
Expression: 긴급 상황 시 어떻게 해야 하나요?
Pronunciation: gin-geup sang-hwang si eo-tteo-ke hae-ya ha-na-yo?
Meaning: What should I do in an emergency situation? -
Expression: 보험 증서를 잃어버렸어요.
Pronunciation: bo-heom jeung-seo-reul il-eo-beo-ryeo-sseo-yo.
Meaning: I lost my insurance certificate. -
Expression: 보험 기간을 연장할 수 있나요?
Pronunciation: bo-heom gi-gan-eul yeon-jang-hal su it-na-yo?
Meaning: Can I extend the insurance period?
Korean Culture Notes
Understanding insurance in Korea involves knowing a bit about the healthcare system. While Korea has excellent national health insurance (국민건강보험 – guk-min-geon-gang-bo-heom), it typically doesn’t cover temporary residents like those on working holidays from the start. This is why specific working holiday insurance is often required and highly recommended.
When visiting hospitals or clinics (병원 – byeong-won or 의원 – ui-won), you’ll usually need to pay upfront and then claim reimbursement from your insurance provider. Keep all receipts and medical documents (진단서 – jin-dan-seo, medical certificate; 영수증 – yeong-su-jeung, receipt) meticulously, as they are essential for claims.
Insurance companies in Korea often have dedicated support lines for foreigners, sometimes available in English. Don’t hesitate to use these services if you need clarification or assistance with claims. Having your insurance policy number (보험 증권 번호 – bo-heom jeung-gwon beon-ho) ready is helpful.
It’s common practice for insurance providers to require specific forms (청구서 – cheong-gu-seo, claim form) to be filled out for claims. These can often be downloaded from their website or obtained via customer service. Ensure you understand what information is needed.
Real Conversation Example
Situation: Alex is visiting an insurance company office in Korea to inquire about working holiday insurance.
Roles: A: Alex (Working Holiday participant), B: Insurance Agent
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Expression: A: 안녕하세요, 워킹홀리데이보험에 대해 문의하고 싶어서 왔습니다.
Pronunciation: A: an-nyeong-ha-se-yo, weo-king-hol-li-de-i-bo-heom-e dae-hae mun-ui-ha-go sip-eo-seo wa-sseum-ni-da.
Meaning: A: Hello, I came here because I’d like to inquire about working holiday insurance. -
Expression: B: 네, 어서 오세요. 워킹홀리데이 비자로 한국에 오셨나요?
Pronunciation: B: ne, eo-seo o-se-yo. weo-king-hol-li-de-i bi-ja-ro han-gug-e o-syeot-na-yo?
Meaning: B: Yes, welcome. Did you come to Korea on a working holiday visa? -
Expression: A: 네, 맞습니다. 어떤 보험 상품이 있는지, 보장 내용은 어떻게 되는지 궁금합니다.
Pronunciation: A: ne, mat-seum-ni-da. eo-tteon bo-heom sang-pum-i it-neun-ji, bo-jang nae-yong-eun eo-tteo-ke doe-neun-ji gung-geum-ham-ni-da.
Meaning: A: Yes, that’s right. I’m curious about what insurance products are available and what the coverage details are. -
Expression: B: 저희는 워킹홀리데이 참가자를 위한 맞춤 보험 상품이 있습니다. 주로 상해 및 질병 치료비, 그리고 배상책임 등을 보장합니다. 보험료는 보장 범위와 기간에 따라 다릅니다.
Pronunciation: B: jeo-hui-neun weo-king-hol-li-de-i cham-ga-ja-reul wi-han mat-chum bo-heom sang-pum-i it-seum-ni-da. ju-ro sang-hae mit jil-byeong chi-ryo-bi, geu-ri-go bae-sang-chaeg-im deung-eul bo-jang-ham-ni-da. bo-heom-ryo-neun bo-jang beom-wi-wa gi-gan-e tta-ra da-reum-ni-da.
Meaning: B: We have customized insurance products for working holiday participants. They mainly cover injury and illness treatment costs, as well as liability. The premium varies depending on the coverage scope and duration. -
Expression: A: 보험금 청구 절차는 어떻게 되나요? 만약 병원에 가게 되면요?
Pronunciation: A: bo-heom-geum cheong-gu jeol-cha-neun eo-tteo-ke doe-na-yo? man-yak byeong-won-e ga-ge doe-myeon-yo?
Meaning: A: How does the claims process work? For example, if I have to go to the hospital? -
Expression: B: 병원 방문 후 진단서와 영수증 등 필요한 서류를 준비하셔서 저희에게 청구서를 제출하시면 됩니다. 자세한 안내 자료를 드릴까요?
Pronunciation: B: byeong-won bang-mun hu jin-dan-seo-wa yeong-su-jeung deung pil-yo-han seo-ryu-reul jun-bi-ha-syeo-seo jeo-hui-e-ge cheong-gu-seo-reul je-chul-ha-si-myeon doem-ni-da. ja-se-han an-nae ja-ryo-reul deu-ril-kka-yo?
Meaning: B: After visiting the hospital, prepare the necessary documents like the medical certificate and receipt, and submit the claim form to us. Shall I give you detailed information materials? -
Expression: A: 네, 부탁드립니다. 감사합니다.
Pronunciation: A: ne, bu-tak-deu-rim-ni-da. gam-sa-ham-ni-da.
Meaning: A: Yes, please. Thank you.
Practice Tips
Getting familiar with insurance terms might seem tricky, but it’s essential for a safe working holiday! Try role-playing scenarios like visiting an insurance office or calling customer service~ Practice asking about coverage (보장 내용 – bo-jang nae-yong) and how to make a claim (보험금 청구 – bo-heom-geum cheong-gu). Reading sample insurance policies (보험 약관 – bo-heom yak-gwan) in Korean, even if challenging, can expose you to key vocabulary. Don’t hesitate to ask for clarification using phrases like “다시 한번 설명해 주시겠어요?” (da-si han-beon seol-myeong-hae ju-si-ge-sseo-yo? – Could you explain that again?). Good luck with your preparations!
