Understanding how to discuss travel insurance is crucial for ensuring a safe and worry-free trip to Korea. This guide covers the essential Korean term for travel insurance, related vocabulary, and practical phrases for purchasing policies, making claims, and asking relevant questions. Knowing these expressions will help you navigate potential emergencies and communicate effectively about your insurance needs while traveling.
Table Of Content
Core Expression
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Expression: 여행자보험
Pronunciation: yeo-haeng-ja-bo-heom
Meaning: Travel Insurance (literally: traveler insurance)
Essential Vocabulary
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Expression: 보험
Pronunciation: bo-heom
Meaning: Insurance -
Expression: 여행
Pronunciation: yeo-haeng
Meaning: Travel, Trip -
Expression: 가입하다
Pronunciation: ga-ip-ha-da
Meaning: To sign up, To enroll, To join -
Expression: 보험료
Pronunciation: bo-heom-ryo
Meaning: Insurance premium -
Expression: 보장 내용
Pronunciation: bo-jang nae-yong
Meaning: Coverage details -
Expression: 청구하다
Pronunciation: cheong-gu-ha-da
Meaning: To claim, To request payment -
Expression: 사고
Pronunciation: sa-go
Meaning: Accident -
Expression: 병원
Pronunciation: byeong-won
Meaning: Hospital -
Expression: 치료
Pronunciation: chi-ryo
Meaning: Medical treatment -
Expression: 분실
Pronunciation: bun-sil
Meaning: Loss (of an item) -
Expression: 도난
Pronunciation: do-nan
Meaning: Theft -
Expression: 긴급 연락처
Pronunciation: gin-geup yeol-lak-cheo
Meaning: Emergency contact
Phrases for Buying Insurance
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Expression: 여행자보험에 가입하고 싶어요.
Pronunciation: yeo-haeng-ja-bo-heom-e ga-ip-ha-go sip-eo-yo.
Meaning: I want to sign up for travel insurance. -
Expression: 여행자보험 상품 추천해 주세요.
Pronunciation: yeo-haeng-ja-bo-heom sang-pum chu-cheon-hae ju-se-yo.
Meaning: Please recommend a travel insurance plan. -
Expression: 보험료는 얼마예요?
Pronunciation: bo-heom-ryo-neun eol-ma-ye-yo?
Meaning: How much is the insurance premium? -
Expression: 보장 내용이 어떻게 되나요?
Pronunciation: bo-jang nae-yong-i eo-tteo-ke doe-na-yo?
Meaning: What are the coverage details? -
Expression: 가입 신청서를 작성해야 하나요?
Pronunciation: ga-ip sin-cheong-seo-reul jak-seong-hae-ya ha-na-yo?
Meaning: Do I need to fill out an application form? -
Expression: 온라인으로 가입할 수 있나요?
Pronunciation: on-la-in-eu-ro ga-ip-hal su in-na-yo?
Meaning: Can I sign up online? -
Expression: 여행 기간은 [기간]입니다.
Pronunciation: yeo-haeng gi-gan-eun [gi-gan]-im-ni-da.
Meaning: My travel period is [duration]. (e.g., 일주일 – il-ju-il – one week) -
Expression: 보험 증권을 이메일로 보내주세요.
Pronunciation: bo-heom jeung-gwon-eul i-me-il-lo bo-nae-ju-se-yo.
Meaning: Please send the insurance policy certificate via email. -
Expression: 결제는 어떻게 하나요?
Pronunciation: gyeol-je-neun eo-tteo-ke ha-na-yo?
Meaning: How do I make the payment? -
Expression: 가족 플랜도 있나요?
Pronunciation: ga-jok peul-laen-do in-na-yo?
Meaning: Do you have family plans too?
Phrases for Making a Claim
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Expression: 보험금을 청구하고 싶습니다.
Pronunciation: bo-heom-geum-eul cheong-gu-ha-go sip-seum-ni-da.
Meaning: I would like to make an insurance claim. -
Expression: 사고가 났어요.
Pronunciation: sa-go-ga na-sseo-yo.
Meaning: There was an accident. -
Expression: 병원에 갔어요.
Pronunciation: byeong-won-e ga-sseo-yo.
Meaning: I went to the hospital. -
Expression: 진단서가 필요해요?
Pronunciation: jin-dan-seo-ga pil-yo-hae-yo?
Meaning: Do I need a medical certificate? -
Expression: 소지품을 분실했어요.
Pronunciation: so-ji-pum-eul bun-sil-hae-sseo-yo.
Meaning: I lost my belongings. -
Expression: 가방을 도난당했어요.
Pronunciation: ga-bang-eul do-nan-dang-hae-sseo-yo.
Meaning: My bag was stolen. -
Expression: 청구 절차가 어떻게 되나요?
Pronunciation: cheong-gu jeol-cha-ga eo-tteo-ke doe-na-yo?
Meaning: What is the claim procedure? -
Expression: 어떤 서류가 필요한가요?
Pronunciation: eo-tteon seo-ryu-ga pil-yo-han-ga-yo?
Meaning: What documents are needed? -
Expression: 경찰서 신고서 사본입니다.
Pronunciation: gyeong-chal-seo sin-go-seo sa-bon-im-ni-da.
Meaning: This is a copy of the police report. -
Expression: 영수증을 제출해야 하나요?
Pronunciation: yeong-su-jeung-eul je-chul-hae-ya ha-na-yo?
Meaning: Do I need to submit the receipt? -
Expression: 언제쯤 보험금을 받을 수 있나요?
Pronunciation: eon-je-jjeum bo-heom-geum-eul ba-deul su in-na-yo?
Meaning: About when can I receive the insurance payment?
Asking Questions About Insurance
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Expression: 이 보험은 무엇을 보장하나요?
Pronunciation: i bo-heom-eun mu-eo-seul bo-jang-ha-na-yo?
Meaning: What does this insurance cover? -
Expression: 의료비 보장이 포함되어 있나요?
Pronunciation: ui-ryo-bi bo-jang-i po-ham-doe-eo in-na-yo?
Meaning: Is medical expense coverage included? -
Expression: 휴대품 분실도 보장되나요?
Pronunciation: hyu-dae-pum bun-sil-do bo-jang-doe-na-yo?
Meaning: Is the loss of personal belongings also covered? -
Expression: 보장 한도는 얼마인가요?
Pronunciation: bo-jang han-do-neun eol-ma-in-ga-yo?
Meaning: What is the coverage limit? -
Expression: 자기부담금이 있나요?
Pronunciation: ja-gi-bu-dam-geum-i in-na-yo?
Meaning: Is there a deductible? -
Expression: 보험 기간을 연장할 수 있나요?
Pronunciation: bo-heom gi-gan-eul yeon-jang-hal su in-na-yo?
Meaning: Can I extend the insurance period? -
Expression: 긴급 상황 시 어디로 연락해야 하나요?
Pronunciation: gin-geup sang-hwang si eo-di-ro yeol-la-kae-ya ha-na-yo?
Meaning: Where should I contact in case of an emergency? -
Expression: 한국 내 병원 이용 시 절차는 어떻게 되나요?
Pronunciation: han-guk nae byeong-won i-yong si jeol-cha-neun eo-tteo-ke doe-na-yo?
Meaning: What is the procedure for using hospitals within Korea? -
Expression: 보험 취소 규정은 어떻게 되나요?
Pronunciation: bo-heom chwi-so gyu-jeong-eun eo-tteo-ke doe-na-yo?
Meaning: What are the cancellation rules for the insurance? -
Expression: 특정 활동(예: 스키)도 보장되나요?
Pronunciation: teuk-jeong hwal-dong (ye: seu-ki)do bo-jang-doe-na-yo?
Meaning: Are specific activities (e.g., skiing) also covered?
Cultural Tips
Having travel insurance (여행자보험 – yeo-haeng-ja-bo-heom) is highly recommended when visiting Korea. While Korea is generally safe, accidents or unexpected illnesses can happen. Medical costs can be high for foreigners without insurance.
Many Korean insurance companies offer plans specifically for foreign visitors, often available for purchase online or even at the airport upon arrival. Compare coverage details (보장 내용 – bo-jang nae-yong) carefully, especially regarding medical emergencies, lost items, and trip cancellations.
Keep your insurance policy information easily accessible, including the policy number and emergency contact (긴급 연락처 – gin-geup yeol-lak-cheo). If you need medical treatment, some hospitals may require upfront payment, which you can later claim back from your insurer. Having documentation like receipts (영수증 – yeong-su-jeung) and medical reports (진단서 – jin-dan-seo) is crucial for the claim process (청구 절차 – cheong-gu jeol-cha).
For lost or stolen items, filing a report at a local police station (경찰서 – gyeong-chal-seo) is usually necessary for insurance claims involving theft (도난 – do-nan) or significant loss (분실 – bun-sil).
Real Conversation Example
Situation: A tourist (A) is inquiring about travel insurance at an insurance company counter with an agent (B).
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Expression: A: 안녕하세요, 여행자보험에 대해 문의하고 싶어요.
Pronunciation: an-nyeong-ha-se-yo, yeo-haeng-ja-bo-heom-e dae-hae mun-ui-ha-go sip-eo-yo.
Meaning: Hello, I’d like to inquire about travel insurance. -
Expression: B: 네, 어떤 도움이 필요하신가요? 여행 기간과 목적지를 알려주시겠어요?
Pronunciation: ne, eo-tteon do-um-i pil-yo-ha-sin-ga-yo? yeo-haeng gi-gan-gwa mok-jeok-ji-reul al-lyeo-ju-si-ge-sseo-yo?
Meaning: Yes, how may I help you? Could you please tell me your travel period and destination? -
Expression: A: 한국에서 2주 동안 여행할 계획입니다. 의료비와 휴대품 분실 보장이 포함된 보험을 찾고 있어요.
Pronunciation: han-guk-e-seo i-ju dong-an yeo-haeng-hal gye-hoek-im-ni-da. ui-ryo-bi-wa hyu-dae-pum bun-sil bo-jang-i po-ham-doen bo-heom-eul chat-go i-sseo-yo.
Meaning: I plan to travel in Korea for two weeks. I’m looking for insurance that includes coverage for medical expenses and loss of personal belongings. -
Expression: B: 네, 저희에게 적합한 상품이 있습니다. 이 플랜은 응급 의료비, 입원비, 그리고 분실/도난에 대해 최대 [금액]까지 보장합니다. 보험료는 [금액]입니다.
Pronunciation: ne, jeo-hui-e-ge jeok-ap-han sang-pum-i it-seum-ni-da. i peul-laen-eun eung-geup ui-ryo-bi, ip-won-bi, geu-ri-go bun-sil/do-nan-e dae-hae choe-dae [geum-aek]kka-ji bo-jang-ham-ni-da. bo-heom-ryo-neun [geum-aek]-im-ni-da.
Meaning: Yes, we have a suitable product. This plan covers emergency medical expenses, hospitalization fees, and loss/theft up to [Amount]. The premium is [Amount]. -
Expression: A: 좋네요. 가입하려면 어떻게 해야 하나요?
Pronunciation: jon-ne-yo. ga-ip-ha-ryeo-myeon eo-tteo-ke hae-ya ha-na-yo?
Meaning: That sounds good. How do I sign up? -
Expression: B: 신청서를 작성해 주시고 여권 사본을 제출해 주시면 됩니다. 바로 처리해 드릴 수 있습니다.
Pronunciation: sin-cheong-seo-reul jak-seong-hae ju-si-go yeo-gwon sa-bon-eul je-chul-hae ju-si-myeon doem-ni-da. ba-ro cheo-ri-hae deu-ril su it-seum-ni-da.
Meaning: Please fill out the application form and submit a copy of your passport. We can process it right away.
Practice Tips
Familiarize yourself with the core term 여행자보험 (yeo-haeng-ja-bo-heom)! Try using the related vocabulary in sentences. For example, practice saying “I need travel insurance” (여행자보험이 필요해요 – yeo-haeng-ja-bo-heom-i pil-yo-hae-yo) or asking “What does this insurance cover?” (이 보험은 무엇을 보장하나요? – i bo-heom-eun mu-eo-seul bo-jang-ha-na-yo?).
Role-playing the conversation example with a friend or language partner can be very helpful~ Imagine you are buying insurance or making a claim. The more you practice these specific situations, the more confident you’ll become! Good luck! 화이팅!
