Understanding financial terms is crucial when discussing economics or personal finance in Korean. This guide focuses on how to say “long-term investment” in Korean, providing essential vocabulary and phrases for discussing investment strategies and related financial concepts.
Table Of Content
Core Expression
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Expression: 장기투자
Pronunciation: jang-gi-tu-ja
Meaning: Long-term investment
Basic Investment Terms
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Expression: 투자
Pronunciation: tu-ja
Meaning: Investment -
Expression: 단기투자
Pronunciation: dan-gi-tu-ja
Meaning: Short-term investment -
Expression: 주식
Pronunciation: ju-sik
Meaning: Stock(s) -
Expression: 채권
Pronunciation: chae-gwon
Meaning: Bond(s) -
Expression: 부동산
Pronunciation: bu-dong-san
Meaning: Real estate -
Expression: 펀드
Pronunciation: peon-deu
Meaning: Fund -
Expression: 수익률
Pronunciation: su-ing-nyul
Meaning: Rate of return / Yield -
Expression: 손실
Pronunciation: son-sil
Meaning: Loss -
Expression: 위험
Pronunciation: wi-heom
Meaning: Risk -
Expression: 포트폴리오
Pronunciation: po-teu-pol-li-o
Meaning: Portfolio -
Expression: 자산
Pronunciation: ja-san
Meaning: Asset(s) -
Expression: 시장
Pronunciation: si-jang
Meaning: Market
Phrases for Discussing Long-Term Investment
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Expression: 저는 장기투자를 선호합니다.
Pronunciation: jeo-neun jang-gi-tu-ja-reul seon-ho-ham-ni-da.
Meaning: I prefer long-term investment. -
Expression: 장기투자는 인내심이 필요합니다.
Pronunciation: jang-gi-tu-ja-neun in-nae-sim-i pil-yo-ham-ni-da.
Meaning: Long-term investment requires patience. -
Expression: 장기투자 전략을 세우고 있습니다.
Pronunciation: jang-gi-tu-ja jeol-lyag-eul se-u-go it-seum-ni-da.
Meaning: I am setting up a long-term investment strategy. -
Expression: 이 주식은 장기투자에 적합합니다.
Pronunciation: i ju-sig-eun jang-gi-tu-ja-e jeok-hap-ham-ni-da.
Meaning: This stock is suitable for long-term investment. -
Expression: 장기투자의 목표는 무엇인가요?
Pronunciation: jang-gi-tu-ja-ui mok-pyo-neun mu-eot-in-ga-yo?
Meaning: What is the goal of your long-term investment? -
Expression: 장기투자를 통해 자산을 늘리고 싶습니다.
Pronunciation: jang-gi-tu-ja-reul tong-hae ja-san-eul neul-li-go sip-seum-ni-da.
Meaning: I want to increase my assets through long-term investment. -
Expression: 장기투자는 시장 변동성에 덜 민감합니다.
Pronunciation: jang-gi-tu-ja-neun si-jang byeon-dong-seong-e deol min-gam-ham-ni-da.
Meaning: Long-term investment is less sensitive to market volatility. -
Expression: 복리 효과는 장기투자의 큰 장점입니다.
Pronunciation: bok-ri hyo-gwa-neun jang-gi-tu-ja-ui keun jang-jeom-im-ni-da.
Meaning: The compounding effect is a major advantage of long-term investment. -
Expression: 장기투자 관점에서 시장을 봐야 합니다.
Pronunciation: jang-gi-tu-ja gwan-jeom-e-seo si-jang-eul bwa-ya ham-ni-da.
Meaning: You need to look at the market from a long-term investment perspective. -
Expression: 어떤 종류의 장기투자를 하고 계신가요?
Pronunciation: eo-tteon jong-nyu-ui jang-gi-tu-ja-reul ha-go gye-sin-ga-yo?
Meaning: What kind of long-term investments are you making? -
Expression: 장기투자는 꾸준함이 중요합니다.
Pronunciation: jang-gi-tu-ja-neun kku-jun-ham-i jung-yo-ham-ni-da.
Meaning: Consistency is important for long-term investment. -
Expression: 장기투자 상품을 추천해 주세요.
Pronunciation: jang-gi-tu-ja sang-pum-eul chu-cheon-hae ju-se-yo.
Meaning: Please recommend some long-term investment products.
Related Financial Concepts
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Expression: 분산투자
Pronunciation: bun-san-tu-ja
Meaning: Diversified investment -
Expression: 가치투자
Pronunciation: ga-chi-tu-ja
Meaning: Value investing -
Expression: 성장주
Pronunciation: seong-jang-ju
Meaning: Growth stock -
Expression: 배당금
Pronunciation: bae-dang-geum
Meaning: Dividend -
Expression: 투자 수익
Pronunciation: tu-ja su-ik
Meaning: Investment return / Profit -
Expression: 투자 손실
Pronunciation: tu-ja son-sil
Meaning: Investment loss -
Expression: 자산 배분
Pronunciation: ja-san bae-bun
Meaning: Asset allocation -
Expression: 경제 성장
Pronunciation: gyeong-je seong-jang
Meaning: Economic growth -
Expression: 금리
Pronunciation: geum-ni
Meaning: Interest rate -
Expression: 인플레이션
Pronunciation: in-peul-le-i-syeon
Meaning: Inflation -
Expression: 투자 상담
Pronunciation: tu-ja sang-dam
Meaning: Investment consultation -
Expression: 재무 설계
Pronunciation: jae-mu seol-gye
Meaning: Financial planning
Cultural Tips
In Korea, there’s traditionally been a strong emphasis on saving and stability, often favoring real estate as a primary investment. However, recent years have seen a significant surge in interest in stock market investment (주식 투자 – ju-sik tu-ja), especially among younger generations seeking diverse ways to build wealth.
The concept of 장기투자 (jang-gi-tu-ja) aligns well with the cultural value placed on patience and long-term planning, although market volatility can sometimes challenge this perspective. Understanding these cultural nuances can provide context when discussing investment strategies with Koreans.
Financial literacy (금융 이해력 – geum-yung i-hae-ryeok) is increasingly emphasized, with more resources becoming available for individuals looking to manage their finances and make informed investment decisions.
While direct stock investment is popular, many Koreans also utilize funds (펀드 – peon-deu) managed by professionals for diversification and potentially lower risk compared to individual stock picking.
Discussions about investment might touch upon retirement planning (노후 준비 – no-hu jun-bi), as long-term investment is often linked to securing financial stability for the future.
Real Conversation Example
Situation: Two friends, Minjun (A) and Sora (B), are discussing their approaches to investing.
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Expression: A: 소라 씨는 주로 어떤 방식으로 투자하세요?
Pronunciation: So-ra ssi-neun ju-ro eo-tteon bang-sig-eu-ro tu-ja-ha-se-yo?
Meaning: Sora, how do you mainly invest? -
Expression: B: 저는 아직 초보라서, 안정적인 펀드 위주로 하고 있어요. 민준 씨는요?
Pronunciation: Jeo-neun a-jik cho-bo-ra-seo, an-jeong-jeog-in peon-deu wi-ju-ro ha-go i-sseo-yo. Min-jun ssi-neun-yo?
Meaning: Since I’m still a beginner, I mainly focus on stable funds. How about you, Minjun? -
Expression: A: 저는 장기투자 관점에서 우량주 중심으로 투자하고 있어요.
Pronunciation: Jeo-neun jang-gi-tu-ja gwan-jeom-e-seo u-ryang-ju jung-sim-eu-ro tu-ja-ha-go i-sseo-yo.
Meaning: I invest mainly in blue-chip stocks from a long-term investment perspective. -
Expression: B: 아, 장기투자요. 확실히 그게 마음은 편할 것 같아요. 수익률은 괜찮으세요?
Pronunciation: A, jang-gi-tu-ja-yo. Hwak-sil-hi geu-ge ma-eum-eun pyeon-hal geot ga-ta-yo. Su-ing-nyur-eun gwaen-chan-eu-se-yo?
Meaning: Ah, long-term investment. That certainly seems more comfortable mentally. Is the rate of return okay? -
Expression: A: 네, 단기적인 등락은 있지만 길게 보면 꾸준히 오르는 편이에요. 장기투자는 인내심이 중요하죠.
Pronunciation: Ne, dan-gi-jeog-in deung-rag-eun it-ji-man gil-ge bo-myeon kku-jun-hi o-reu-neun pyeon-i-e-yo. Jang-gi-tu-ja-neun in-nae-sim-i jung-yo-ha-jyo.
Meaning: Yes, there are short-term fluctuations, but looking long-term, it tends to rise steadily. Patience is important for long-term investment. -
Expression: B: 그렇군요. 저도 장기투자 전략에 대해 좀 더 알아봐야겠어요.
Pronunciation: Geu-reot-gun-yo. Jeo-do jang-gi-tu-ja jeol-lyag-e dae-hae jom deo a-ra-bwa-ya-ge-sseo-yo.
Meaning: I see. I should learn more about long-term investment strategies too.
Practice Tips
Now that you’ve learned the key terms and phrases related to long-term investment in Korean, try putting them into practice! You could try reading simple financial news articles in Korean or discussing basic investment ideas with Korean-speaking friends or language partners~ Remember, consistency (꾸준함 – kku-jun-ham) is key, just like in long-term investing itself! Fighting! 화이팅!
