Understanding how to inquire about payment options is crucial when shopping, dining, or using services in Korea. This guide provides essential Korean phrases and vocabulary for asking about accepted payment methods, ensuring smooth transactions during your stay or interactions.
Table Of Content
Core Expression
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Expression: 결제 방법 문의하기
Pronunciation: gyeol-je bang-beop mun-ui-ha-gi
Meaning: Asking about payment methods
Basic Questions About Payment
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Expression: 어떻게 결제하면 되나요?
Pronunciation: eo-tteo-ke gyeol-je-ha-myeon doe-na-yo?
Meaning: How can I pay? / How should I pay? -
Expression: 결제는 어떻게 해드릴까요?
Pronunciation: gyeol-je-neun eo-tteo-ke hae-deu-ril-kka-yo?
Meaning: How would you like to pay? (Staff asking customer) -
Expression: 카드 되나요?
Pronunciation: ka-deu doe-na-yo?
Meaning: Do you accept credit cards? (Lit: Does card work?) -
Expression: 신용카드 받으세요?
Pronunciation: sin-yong-ka-deu ba-deu-se-yo?
Meaning: Do you accept credit cards? -
Expression: 현금만 되나요?
Pronunciation: hyeon-geum-man doe-na-yo?
Meaning: Is it cash only? -
Expression: 할부 돼요?
Pronunciation: hal-bu dwae-yo?
Meaning: Can I pay in installments? -
Expression: 몇 개월 할부까지 가능해요?
Pronunciation: myeot gae-wol hal-bu-kka-ji ga-neung-hae-yo?
Meaning: Up to how many months are installments possible? -
Expression: 일시불로 할게요.
Pronunciation: il-si-bul-lo hal-ge-yo.
Meaning: I’ll pay in full (lump sum). -
Expression: 영수증 주세요.
Pronunciation: yeong-su-jeung ju-se-yo.
Meaning: Please give me the receipt. -
Expression: 따로 계산할게요.
Pronunciation: tta-ro gye-san-hal-ge-yo.
Meaning: We’ll pay separately. -
Expression: 같이 계산할게요.
Pronunciation: ga-chi gye-san-hal-ge-yo.
Meaning: We’ll pay together. -
Expression: 얼마예요?
Pronunciation: eol-ma-ye-yo?
Meaning: How much is it?
Asking About Specific Payment Methods
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Expression: 현금으로 계산할게요.
Pronunciation: hyeon-geum-eu-ro gye-san-hal-ge-yo.
Meaning: I’ll pay with cash. -
Expression: 카드로 계산할게요.
Pronunciation: ka-deu-ro gye-san-hal-ge-yo.
Meaning: I’ll pay by card. -
Expression: 비자 카드 돼요?
Pronunciation: bi-ja ka-deu dwae-yo?
Meaning: Do you accept Visa cards? -
Expression: 마스터 카드 받으세요?
Pronunciation: ma-seu-teo ka-deu ba-deu-se-yo?
Meaning: Do you accept Mastercard? -
Expression: 삼성페이 되나요?
Pronunciation: sam-seong-pe-i doe-na-yo?
Meaning: Do you accept Samsung Pay? -
Expression: 카카오페이로 결제할 수 있어요?
Pronunciation: ka-ka-o-pe-i-ro gyeol-je-hal su i-sseo-yo?
Meaning: Can I pay with KakaoPay? -
Expression: 계좌 이체 가능한가요?
Pronunciation: gye-jwa i-che ga-neung-han-ga-yo?
Meaning: Is bank transfer possible? -
Expression: 상품권 사용할 수 있나요?
Pronunciation: sang-pum-gwon sa-yong-hal su in-na-yo?
Meaning: Can I use a gift certificate/voucher? -
Expression: 외국 카드로 결제 돼요?
Pronunciation: oe-guk ka-deu-ro gyeol-je dwae-yo?
Meaning: Can I pay with a foreign card? -
Expression: 체크카드로 결제할게요.
Pronunciation: che-keu-ka-deu-ro gyeol-je-hal-ge-yo.
Meaning: I’ll pay with a debit card. -
Expression: 모바일 결제 가능한가요?
Pronunciation: mo-ba-il gyeol-je ga-neung-han-ga-yo?
Meaning: Is mobile payment possible?
Related Vocabulary
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Expression: 결제
Pronunciation: gyeol-je
Meaning: Payment -
Expression: 신용카드
Pronunciation: sin-yong-ka-deu
Meaning: Credit card -
Expression: 체크카드
Pronunciation: che-keu-ka-deu
Meaning: Debit card -
Expression: 현금
Pronunciation: hyeon-geum
Meaning: Cash -
Expression: 할부
Pronunciation: hal-bu
Meaning: Installment plan -
Expression: 일시불
Pronunciation: il-si-bul
Meaning: Lump-sum payment -
Expression: 영수증
Pronunciation: yeong-su-jeung
Meaning: Receipt -
Expression: 계좌 이체
Pronunciation: gye-jwa i-che
Meaning: Bank transfer -
Expression: 모바일 결제
Pronunciation: mo-ba-il gyeol-je
Meaning: Mobile payment (e.g., Samsung Pay, KakaoPay) -
Expression: 상품권
Pronunciation: sang-pum-gwon
Meaning: Gift certificate / voucher -
Expression: 잔돈
Pronunciation: jan-don
Meaning: Change (money) -
Expression: 할인
Pronunciation: ha-rin
Meaning: Discount
Korean Culture Notes
Credit Cards Reign Supreme: Credit cards (신용카드 – sin-yong-ka-deu) are extremely common and accepted almost everywhere in South Korea, from large department stores to small local restaurants and taxis. Debit cards (체크카드 – che-keu-ka-deu) are also widely used.
Cash Still Necessary: While card usage is high, it’s wise to carry some cash (현금 – hyeon-geum) for smaller purchases at traditional markets, street food stalls, or for transportation top-ups (like T-Money cards).
Mobile Payments Growing: Mobile payment systems like KakaoPay (카카오페이 – ka-ka-o-pe-i) and Samsung Pay (삼성페이 – sam-seong-pe-i) are increasingly popular, especially among younger generations. Check if a store displays logos for these services.
Installment Plans (Halbu): For larger purchases, paying in installments (할부 – hal-bu) is a common option offered with Korean credit cards. You might be asked “몇 개월 할부로 해드릴까요?” (myeot gae-wol hal-bu-ro hae-deu-ril-kka-yo? – For how many months would you like the installments?). If you want to pay in full, say “일시불로 해주세요” (il-si-bul-lo hae-ju-se-yo).
Receipts (Yeongsujeung): Asking for a receipt (영수증 – yeong-su-jeung) is standard practice. Simply say “영수증 주세요” (yeong-su-jeung ju-se-yo).
Real Conversation Example
Situation: A customer (A) is buying a shirt at a clothing store and asks the staff (B) about payment.
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Expression: A: 이 셔츠 얼마예요?
Pronunciation: i syeo-cheu eol-ma-ye-yo?
Meaning: A: How much is this shirt? -
Expression: B: 네, 5만 원입니다.
Pronunciation: ne, o-man wo-nim-ni-da.
Meaning: B: Yes, it’s 50,000 won. -
Expression: A: 이걸로 살게요. 어떻게 결제하면 되나요?
Pronunciation: i-geol-lo sal-ge-yo. eo-tteo-ke gyeol-je-ha-myeon doe-na-yo?
Meaning: A: I’ll buy this one. How can I pay? -
Expression: B: 현금, 카드 다 가능합니다.
Pronunciation: hyeon-geum, ka-deu da ga-neung-ham-ni-da.
Meaning: B: Cash and card are both possible. -
Expression: A: 카드로 할게요. 혹시 할부도 돼요?
Pronunciation: ka-deu-ro hal-ge-yo. hok-si hal-bu-do dwae-yo?
Meaning: A: I’ll pay by card. By any chance, are installments possible too? -
Expression: B: 네, 3개월까지 무이자 할부 가능합니다.
Pronunciation: ne, sam-gae-wol-kka-ji mu-i-ja hal-bu ga-neung-ham-ni-da.
Meaning: B: Yes, interest-free installments up to 3 months are possible. -
Expression: A: 아, 그럼 그냥 일시불로 해주세요.
Pronunciation: a, geu-reom geu-nyang il-si-bul-lo hae-ju-se-yo.
Meaning: A: Ah, then please just process it as a lump-sum payment. -
Expression: B: 네, 알겠습니다. 카드 이쪽에 꽂아주세요. 영수증 드릴까요?
Pronunciation: ne, al-get-sseum-ni-da. ka-deu i-jjo-ge kko-ja-ju-se-yo. yeong-su-jeung deu-ril-kka-yo?
Meaning: B: Yes, understood. Please insert your card here. Would you like a receipt? -
Expression: A: 네, 영수증 주세요.
Pronunciation: ne, yeong-su-jeung ju-se-yo.
Meaning: A: Yes, please give me the receipt.
Practice Tips
Knowing how to ask about payment methods is super useful! Try practicing these phrases before you go shopping or eat out~ You can role-play with a friend or even practice saying them quietly to yourself when you’re at a store. Pay attention to how cashiers ask you about payment too! The more you use them, the more natural they’ll become. 화이팅 (hwa-i-ting – You can do it)!
